Texas has its appeal, with its constant sun and no state income tax. But if you’re thinking about retirement in 2025, there’s a quieter, safer, and more refined option. It ranks as the 6th safest city in the country, has a rich history, a strong community, and a lifestyle that suits older adults looking for peace without isolation.

That place is Franklin, Massachusetts. Located in Norfolk County, Franklin stands out not just for safety, but for livability. Here, we’ll look at what makes Franklin ideal for retirees, from healthcare access and local amenities to community feel and housing. We’ll also cover a few other safe cities worth considering if Franklin isn’t your fit.

Franklin, Massachusetts: a safe city for retirees

Franklin is a mid-sized town with just over 33,000 residents—large enough to offer resources, small enough to navigate easily, and maintain a sense of calm. It consistently reports low crime rates, especially for violent and property crimes, and maintains a strong local economy with an unemployment rate of just 2.7%.

The town is known for being the home of the country’s first public library, established with books donated by Benjamin Franklin. That spirit of lifelong learning and civic involvement still runs through the town today. Franklin’s local infrastructure supports active aging, with well-maintained parks, walkable neighborhoods, and access to public transportation, including commuter rail to Boston.

Besides, healthcare is a priority in this city. Franklin is close to top-rated medical centers in the greater Boston area, including Milford Regional Medical Center and facilities associated with Mass General Brigham. That means easy access to specialists and high-quality care.

Recreation in Franklin is low-key but accessible. Seniors can enjoy the town’s scenic walking trails, local arts programs, and a strong network of community organizations. The town has a well-supported senior center that offers fitness classes, workshops, social events, and transport assistance. For those who want to stay active but don’t need a high-energy pace, Franklin strikes a good balance.

Housing options range from single-family homes to condos and retirement communities, with prices lower than what you’d find closer to Boston or in much of California. While the cost of living in Massachusetts is higher than in Texas, the safety, healthcare, and quality of life make Franklin a solid option for long-term planning.

Other safe US cities to consider for retirement

If Franklin doesn’t check all your boxes, other cities around the US also rank high for safety and livability. These spots combine low crime with good healthcare, reasonable cost of living, and communities where retirees can stay active. Let’s check them out:

Nashua, New Hampshire: Offers riverside living, low taxes, and strong public services.
Columbia, Maryland: Known for walkability, well-planned neighborhoods, and access to healthcare in nearby Baltimore and DC.
Ridgefield, Connecticut: A scenic town with a strong cultural scene and very low crime rates.
Simi Valley, California: Offers safe, suburban living close to Los Angeles without the chaos of big city life.
Marshfield, Massachusetts: A beachside option with quiet neighborhoods and strong community programs.

Each of these cities offers something different, whether it’s proximity to nature, cultural attractions, or healthcare systems. But what they all share is a safer-than-average environment and a lifestyle that supports aging well.