Florida’s famous beaches have made it a favorite for retirement over the years. However, for those seeking tranquility, financial predictability, and an environment geared toward wellness, there’s an alternative destination: the serene allure of California’s Simi Valley.

Dispelling the notion that California is defined by a frenetic pace and high living expenses, Simi Valley provides retirees with safety, comfort, and easy accessibility. Here, we explore why the city stands out as an ideal retirement spot in 2025 while also outlining several other secure, retiree-friendly communities across the United States.

Simi Valley: California’s calm corner for retirees

Nestled in Ventura County, one of its most attractive qualities is the profound peace of mind it fosters. With a crime rate considerably lower than both state and national averages, safety is a fundamental pillar of life there. Residents can enjoy everyday activities—such as leisurely walks, running errands, or engaging with local community organizations—without the constant stress common in many urban centers.

The city features maintained neighborhoods, abundant parks, and a variety of recreational amenities, including bike trails, gardens, and wellness centers. This encourages an active, healthy lifestyle that is essential for fulfilling retirement living. Coupled with a mild Californian climate—with gentle winters and warm, dry summers—the area is great for both relaxation and social engagement.

Although California is often associated with high living costs, Simi Valley distinguishes itself by delivering real value. Monthly living expenses typically range from approximately $1,800 to $2,200, a predictable budget that simplifies financial planning for retirees on fixed incomes. Its inviting suburban atmosphere offers serenity while maintaining proximity to vital amenities, healthcare networks, and cultural attractions.

Other top US cities offering secure retirement

While Simi Valley leads the pack, it’s not the sole outstanding option for retirees prioritizing safety and quality of life. Across the nation, several cities deliver comparable benefits, each enriched by its unique characteristics:

Nashua, New Hampshire: With a classic New England charm and low crime rate, Nashua offers a manageable cost of living, typically above $1,500 per month. It’s ideal for those who appreciate the beauty of distinct seasons, access to picturesque landscapes, and proximity to dynamic metropolitan hubs like Boston.
Columbia, Maryland: This thoughtfully planned community is renowned for its expansive parks, interconnected pathways, and an outstanding sense of order. Columbia delivers safety and ease of access to major cities such as Baltimore and Washington, D.C., with monthly living costs generally ranging from $1,500 to $1,800.
Olathe, Kansas: Frequently recognized for its affordability and nurturing community spirit, Olathe offers attractive monthly expenses between $800 and $1,000. Its low crime rates and warm, classic Midwestern atmosphere have made it a beloved destination for both families and retirees.
Port St. Lucie, Florida: As a serene alternative to Miami, Port St. Lucie embodies a slower, more relaxed lifestyle. The city enjoys robust community safety ratings—with 90% of residents feeling secure—and lower living costs, typically between $1,000 and $1,300 per month, compared to other coastal hotspots.

These cities demonstrate that a fulfilling and secure retirement is achievable without sacrificing comfort or peace of mind. Selecting the ideal one for you will depend on your preferred climate, financial considerations, and lifestyle aspirations.