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Miami is great, but there’s a better option: a city in California is the top place for retirees in 2025

Retirees, city, US

Road in San Diego.

Florida’s famous beaches have made it a favorite for retirement over the years. However, for those seeking tranquility, financial predictability, and an environment geared toward wellness, there’s an alternative destination: the serene allure of California’s Simi Valley.

Dispelling the notion that California is defined by a frenetic pace and high living expenses, Simi Valley provides retirees with safety, comfort, and easy accessibility. Here, we explore why the city stands out as an ideal retirement spot in 2025 while also outlining several other secure, retiree-friendly communities across the United States.

Simi Valley: California’s calm corner for retirees

Nestled in Ventura County, one of its most attractive qualities is the profound peace of mind it fosters. With a crime rate considerably lower than both state and national averages, safety is a fundamental pillar of life there. Residents can enjoy everyday activities—such as leisurely walks, running errands, or engaging with local community organizations—without the constant stress common in many urban centers.

The city features maintained neighborhoods, abundant parks, and a variety of recreational amenities, including bike trails, gardens, and wellness centers. This encourages an active, healthy lifestyle that is essential for fulfilling retirement living. Coupled with a mild Californian climate—with gentle winters and warm, dry summers—the area is great for both relaxation and social engagement.

Although California is often associated with high living costs, Simi Valley distinguishes itself by delivering real value. Monthly living expenses typically range from approximately $1,800 to $2,200, a predictable budget that simplifies financial planning for retirees on fixed incomes. Its inviting suburban atmosphere offers serenity while maintaining proximity to vital amenities, healthcare networks, and cultural attractions.

Other top US cities offering secure retirement

While Simi Valley leads the pack, it’s not the sole outstanding option for retirees prioritizing safety and quality of life. Across the nation, several cities deliver comparable benefits, each enriched by its unique characteristics:

These cities demonstrate that a fulfilling and secure retirement is achievable without sacrificing comfort or peace of mind. Selecting the ideal one for you will depend on your preferred climate, financial considerations, and lifestyle aspirations.

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