Retirement is on the horizon for millions of Americans this year. Every day, thousands of people join the ranks of retirees, opening a new chapter in life filled with opportunity and excitement. With so many choices of where to settle down, safety has become a top priority for many.
Choosing the right place to retire means considering multiple factors, such as low crime rates, quality health care, and a secure environment, to name a few. Here, we’ll cover the top pick for retirees looking for a safe and secure environment according to Seniorly’s analysis of FBI data. Let’s begin.
The safest state to retire in the US
Among the states making retirement a dream come true, one stands out for its excellent safety record and high-quality services: New Jersey. Retirees here enjoy numerous benefits that make everyday living more comfortable.
New Jersey offers low rates of violent and property crime, so you can relax knowing you’re in a secure environment. The state also boasts minimal senior involvement in fatal car accidents and fewer fall-related incidents. Residents benefit from a robust public safety system with a strong police presence, ensuring that help is always close by.
Healthcare access is another major advantage, with plenty of hospitals and high-quality medical services available for seniors. One standout area is the charming town of Mays Landing, where historical charm meets modern convenience. The historic area features family-owned shops and restaurants, while nearby parks offer recreational facilities such as baseball fields and picnic spots.
Other states for a secure retirement
New Jersey isn’t the only safe state for retirees. Other states across the country are recognized for their strong police presence, low levels of scams targeting the elderly, and excellent access to health care. Here are a few:
- New York.
- Mississippi.
- Louisiana.
- Nebraska.
- Rhode Island.
- Pennsylvania.
- Illinois.
- Connecticut.
- Alabama.
Where not to retire
While some states excel in terms of safety, others may not offer the same peace of mind. Higher rates of elder fraud, property crimes, and other safety concerns could affect retirees’ quality of life. These states have been flagged for issues such as high senior-targeted property crimes and frequent scams:
- Colorado: It has high rates of elder fraud and property crime, making it less ideal for a peaceful retirement.
- Nevada: Reports indicate a significant number of scam complaints among seniors.
- Washington: Has a high property crime rate affecting older adults.
- Oregon: Faces challenges with fewer police officers per capita and lower healthcare access.
- New Mexico: Also noted for above-average property crime rates and limited hospital bed availability.
With a record number of Americans retiring in 2025, choosing a safe place to live is more important than ever. Whether you’re drawn to New Jersey’s exceptional benefits or considering other secure options, understanding the risks and rewards of each state is key to making a good decision. By weighing factors like crime rates, healthcare access, and public safety, you can choose a state that meets your needs and allows you to enjoy a worry-free retirement.