According to a new global ranking, the United States isn’t among the top destinations for retirement. A 2025 study from Global Citizen Solutions compared retirement visa programs and quality of life across 44 countries. The results highlight where life after work is not only affordable but also safe, stable, and fulfilling.
The research, which analyzed indicators like healthcare, tax systems, mobility, and integration, scored each country on a scale of 100. The top 10 nations span Europe, South America, and Africa, reflecting the growing appeal of diverse lifestyles and retirement benefits. Here, we’ll break down what makes each one stand out.
The best countries to retire in 2025
The report shows that retirees are prioritizing safety, healthcare, and ease of residency when choosing where to settle. Europe dominates the list, but a few surprises from Africa and South America prove that options go beyond the usual suspects.
1. Portugal
Portugal leads the ranking with a score of 92.61. It offers the D7 visa, designed for retirees with passive income such as pensions or rental earnings. Known for safety, affordable healthcare, and mild weather, it also makes it possible to apply for permanent residency after five years. Taxes are favorable, with no wealth or inheritance tax for close relatives.
2. Mauritius
Mauritius takes second place with a score of 89.24. Retirees over 50 can apply for a 10-year residence permit with proof of $2,000 in monthly income. The country’s territorial tax system excludes foreign income, a major draw for retirees protecting their pensions. White sand beaches, political stability, and a strong healthcare system add to its appeal.
3. Spain
Spain combines Mediterranean living with one of the most developed healthcare systems in Europe. The non-lucrative visa allows retirees to stay if they can show sufficient passive income. From Barcelona to Seville, the culture, food, and climate make it a consistent favorite for retirees from the US and UK.
4. Uruguay
Uruguay is South America’s standout, known for political stability, modern infrastructure, and a relatively straightforward residency process. Its capital, Montevideo, offers coastal living, while smaller towns appeal to those seeking a slower pace. Uruguay also has a reputation for strong democratic institutions and safety compared to its regional neighbors.
5. Austria
Austria blends Alpine scenery with a high standard of living. Its healthcare system is excellent, and cities like Vienna regularly rank among the most livable in the world. While the cost of living is higher than in southern Europe, the trade-off comes with stability, culture, and efficient public services.
6. Italy
Italy’s charm extends beyond history and food—it also has a retirement visa program that requires proof of income and health insurance. From the Tuscan countryside to coastal towns, retirees are drawn by the lifestyle and access to both public and private healthcare.
7. Slovenia
Slovenia offers retirees safety, affordability, and access to the Schengen Zone. Its mountains, lakes, and small but vibrant cities provide a balance of nature and culture. The country’s efficient healthcare system and lower costs compared to nearby Austria and Italy make it increasingly attractive.
8. Malta
Malta provides residency options through both retirement and investment visas. English is widely spoken, healthcare is strong, and the island’s sunny climate is a big draw. Despite its small size, the Mediterranean lifestyle continues to attract retirees looking for community and stability.
9. Latvia
Latvia offers a lower cost of living compared to Western Europe, along with access to EU healthcare and travel. Its capital, Riga, mixes historic architecture with a growing expat community. For retirees seeking a quieter life with European benefits, Latvia is a practical choice.
10. Chile
Chile rounds out the list as South America’s second entry. Known for economic stability and strong institutions, it offers diverse climates from coastal cities to the Andes. Its retirement visa requires proof of income, and healthcare in cities like Santiago is reliable and affordable.